Biography
New CIPP-US Exam Simulator & Discount CIPP-US Code
2025 Latest Real4Prep CIPP-US PDF Dumps and CIPP-US Exam Engine Free Share: https://drive.google.com/open?id=1jM2Z1ekBdwA_dc3MrZ3i-V-lHcB9jtmO
Many people dream about occupying a prominent position in the society and being successful in their career and social circle. Thus owning a valuable certificate is of paramount importance to them and passing the test CIPP-US certification can help them realize their goals. If you are one of them buying our CIPP-US Exam Prep will help you pass the CIPP-US exam successfully and easily. Our CIPP-US guide torrent provides free download and tryout before the purchase and our purchase procedures are safe.
The CIPP-US certification exam covers a wide range of topics related to privacy, including US privacy laws and regulations, data protection practices, privacy program management, and data breaches. CIPP-US exam is challenging and requires a deep understanding of the legal and regulatory framework that governs privacy in the United States. Individuals who pass the exam demonstrate their expertise in privacy matters and their commitment to maintaining the highest standards of professionalism and ethics in the field. The CIPP-US Certification is highly valued by employers and clients, as it signifies a level of expertise and credibility that is recognized globally.
>> New CIPP-US Exam Simulator <<
The Best Accurate New CIPP-US Exam Simulator, Ensure to pass the CIPP-US Exam
Our company never sets many restrictions to the CIPP-US exam question. Once you pay for our study materials, our system will automatically send you an email which includes the installation packages. You can conserve the CIPP-US real exam dumps after you have downloaded on your disk or documents. Whenever it is possible, you can begin your study as long as there has a computer. All the key and difficult points of the CIPP-US exam have been summarized by our experts. They have rearranged all contents, which is convenient for your practice. Perhaps you cannot grasp all crucial parts of the CIPP-US Study Tool by yourself. You also can refer to other candidates’ review guidance, which might give you some help. Then we can offer you a variety of learning styles. Our printable CIPP-US real exam dumps, online engine and windows software are popular among candidates. So you will never feel bored when studying on our CIPP-US study tool.
The CIPP-US exam covers a wide range of privacy topics, including the US privacy legal framework, data protection regulations, data management, and privacy program management. To pass the exam, applicants must demonstrate their understanding of the essential concepts, practices, and legal requirements associated with privacy protection in the United States.
The CIPP-US Exam covers a wide range of topics related to privacy laws and regulations, including data protection, privacy management, information security, and compliance. It is designed to test the knowledge and skills of individuals who work in the field of privacy, including privacy officers, legal professionals, and information security professionals.
IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q78-Q83):
NEW QUESTION # 78
Mega Corp. is a U.S.-based business with employees in California, Virginia, and Colorado. Which of the following must Mega Corp. comply with in regard to its human resources data?
- A. California Privacy Rights Act and Colorado Privacy Act.
- B. California Privacy Rights Act and Virginia Consumer Data Protection Act.
- C. California Privacy Rights Act.
- D. California Privacy Rights Act, Virginia Consumer Data Protection Act, and Colorado Privacy Act.
Answer: D
Explanation:
Mega Corp. is a U.S.-based business with employees in California, Virginia, and Colorado. Therefore, it must comply with the privacy laws of these three states in regard to its human resources data, unless it qualifies for an exemption under each law.
The California Privacy Rights Act (CPRA) is an amendment to the California Consumer Privacy Act (CCPA) that was approved by voters in November 2020 and will take effect on January 1, 2023. The CPRA expands the rights and protections of California residents with respect to their personal information and creates a new category of sensitive personal information that includes certain employment-related data, such as Social Security numbers, driver's license numbers, passport numbers, financial account information, biometric information, and geolocation data. The CPRA also establishes a new enforcement agency, the California Privacy Protection Agency, to oversee and enforce the law.
The Virginia Consumer Data Protection Act (VCDPA) is a comprehensive privacy law that was enacted in March 2021 and will take effect on January 1, 2023. The VCDPA grants Virginia residents several rights with respect to their personal data, such as the right to access, correct, delete, port, and opt out of certain processing activities. The VCDPA also imposes various obligations on businesses that control or process personal data of Virginiaresidents, such as conducting data protection assessments, entering into contracts with processors, and providing privacy notices.
The Colorado Privacy Act (CPA) is another comprehensive privacy law that was enacted in July 2021 and will take effect on July 1, 2023. The CPA grants Colorado residents similar rights as the VCDPA, with some variations, such as the right to appeal a business's response to a request and the right to opt out of targeted advertising, the sale of personal data, and certain profiling activities. The CPA also imposes similar obligations as the VCDPA, with some differences, such as requiring opt-in consent for the processing of sensitive data and allowing businesses to join a universal opt-out mechanism.
All three laws apply to businesses that conduct business in or target consumers in the respective states and meet certain thresholds of revenue or data processing volume. However, all three laws also provide exemptions for certain types of data or entities that are subject to other federal or state laws, such as the Gramm-Leach-Bliley Act (GLBA), the Health Insurance Portability and Accountability Act (HIPAA), the Fair Credit Reporting Act (FCRA), and the Family Educational Rights and Privacy Act (FERPA).
One of the exemptions that may be relevant for Mega Corp. is the employee data exemption, which excludes personal data that is collected and used by an employer within the context of an employment relationship or for emergency contact or benefits administration purposes. However, this exemption is not permanent or uniform across the three laws. The CPRA's employee data exemption is set to expire on January 1, 2023, unless extended by the legislature. The VCDPA's employee data exemption is set to expire on January 1,
2023, unless repealed by the legislature. The CPA's employee data exemption does not have an expiration date, but it does not apply to the right to opt out of the sale of personal data or the right to appeal a business's response to a request.
Therefore, depending on the type and scope of the human resources data that Mega Corp. collects and processes, it may have to comply with the California Privacy Rights Act, the Virginia Consumer Data Protection Act, and the Colorado Privacy Act, unless it qualifies for another exemption under each law.
References:
* [IAPP CIPP/US Study Guide], Chapter 10: State Data Security Laws, pp. 227-229.
* CIPP/US Practice Questions (Sample Questions), Question 32.
NEW QUESTION # 79
Which of the following practices is NOT a key component of a data ethics framework?
- A. Data governance.
- B. Preferability testing.
- C. Auditing.
- D. Automated decision-making.
Answer: D
Explanation:
A data ethics framework is a set of principles and guidelines that help organizations ensure that their data practices are ethical, responsible, and trustworthy. According to the IAPP CIPP/US Study Guide, some of the key components of a data ethics framework are1:
* Data governance: the policies, processes, and standards that govern how data is collected, used, stored, and shared within an organization.
* Preferability testing: the process of assessing the potential impacts and risks of data-driven solutions on stakeholders, such as customers, employees, and society.
* Auditing: the process of monitoring, reviewing, and verifying the compliance and performance of data practices against the established ethical standards and legal requirements. Automated decision-making, on the other hand, is not a key component of a data ethics framework, but rather a data practice that may raise ethical issues and challenges. Automated decision-making refers to the use of algorithms, artificial intelligence, or machine learning to make decisions or recommendations without human intervention2. While automated decision-making can offer benefits such as efficiency, accuracy, and consistency, it can also pose risks such as bias, discrimination, lack of transparency, and accountability3.
Therefore, automated decision-making should be subject to ethical evaluation and oversight, but it is not itself a part of a data ethics framework. References:
* [IAPP CIPP/US Study Guide], Chapter 10, Section 10.4, page 287
* [IAPP Glossary], Automated Decision-Making
* IAPP Resources, Ethical Data Use and Automated Decision-Making: A Practical Guide
NEW QUESTION # 80
Which entities must comply with the Telemarketing Sales Rule?
- A. For-profit organizations and for-profit telefunders regarding charitable solicitations
- B. For-profit and not-for-profit organizations when selling additional services to establish customers
- C. Nonprofit organizations calling on their own behalf
- D. For-profit organizations calling businesses when a binding contract exists between them
Answer: B
Explanation:
Explanation/Reference: https://www.ftc.gov/tips-advice/business-center/guidance/complying-telemarketing-sales-rule
NEW QUESTION # 81
In what way does the "Red Flags Rule" under the Fair and Accurate Credit Transactions Act (FACTA) relate to the owner of a grocery store who uses a money wire service?
- A. It requires the owner to implement an identity theft warning system
- B. It is not usually enforced in the case of a small financial institution
- C. It does not apply because the owner is not a creditor
- D. It mandates the use of updated technology for securing credit records
Answer: C
Explanation:
The Red Flags Rule is a regulation that requires financial institutions and creditors to implement a written identity theft prevention program that is designed to detect, prevent, and mitigate identity theft in connection with the opening of a covered account or any existing covered account1. A creditor is any person who regularly extends, renews, or continues credit; any person who regularly arranges for the extension, renewal, or continuation of credit; or any assignee of an original creditor who participates in the decision to extend, renew, or continue credit2. A covered account is an account that a financial institution or creditor offers or maintains, primarily for personal, family, or household purposes, that involves or is designed to permit multiple payments or transactions, such as a credit card account, mortgage loan, automobile loan, margin account, cell phone account, utility account, checking account, or savings account2. A money wire service is a service that allows customers to send or receive money electronically3. The owner of a grocery store who uses a money wire service is not a creditor because he or she does not regularly extend, renew, or continue credit to customers. Therefore, the Red Flags Rule does not apply to the owner of a grocery store who uses a money wire service. References:
* 1: FTC, Red Flags Rule, https://www.ftc.gov/business-guidance/privacy-security/red-flags-rule
* 2: FTC, Fighting Identity Theft with the Red Flags Rule: A How-To Guide for Business,
https://www.ftc.gov/tips-advice/business-center/guidance/fighting-identity-theft-red-flags-rule-how-guide-
* 3: Alessa, Wire Transfer Red Flags: Understanding Money Laundering and Fraud Risks,
https://alessa.com/webinars/wire-transfer-red-flags-and-fraud-risks/
NEW QUESTION # 82
Acme Student Loan Company has developed an artificial intelligence algorithm that determines whether an individual is likely to pay their bill or default. A person who is determined by the algorithm to be more likely to default will receive frequent payment reminder calls, while those who are less likely to default will not receive payment reminders.
Which of the following most accurately reflects the privacy concerns with Acme Student Loan Company using artificial intelligence in this manner?
- A. If the algorithm makes automated decisions based on risk factors and public information, Acme need not determine if the algorithm has a disparate impact on protected classes.
- B. If the algorithm uses information about protected classes to make automated decisions, Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output.
- C. If the algorithm's methodology is disclosed to consumers, then it is acceptable for Acme to have a disparate impact on protected classes.
- D. If the algorithm uses risk factors that impact the automatic decision engine. Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output.
Answer: A
Explanation:
Explanation/Reference: https://www.ftc.gov/news-events/blogs/business-blog/2020/04/using-artificial-intelligence-algorithms
NEW QUESTION # 83
......
Discount CIPP-US Code: https://www.real4prep.com/CIPP-US-exam.html
What's more, part of that Real4Prep CIPP-US dumps now are free: https://drive.google.com/open?id=1jM2Z1ekBdwA_dc3MrZ3i-V-lHcB9jtmO
